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1100%
r/investing
If you’re young, increase risk until you are 100% you’ll hit your goal!
Investor summaryBullish
Young investors should embrace volatility in mega-cap tech and hold concentrated portfolios like SMH and VOO to build wealth.
Bull points
- Young investors have a long time horizon and steady income, allowing them to absorb volatility and buy dips.
- Concentrated portfolios in mega-cap tech and semis have historically outperformed conservative allocations over a decade.
Bear points
- Highly concentrated portfolios with no cash reserves carry significant downside risk during severe market corrections.
- Ignoring conventional diversification wisdom can lead to catastrophic losses if the tech sector underperforms.
Post body
I see a lot of waaaaaaaay conservative investing advice given to young people. If you have the time and a job, lean into volatility on mega/Lrg cap. My portfolio being tech heavy, highly concentrated and against conventional wisdom, took me from on target to rich in 10 years, simply buying into any pull backs. It’s plenty diversified. Best of luck everyone!
1/3 SMH
1/3 QQQM
1/3 VOO
NO CASH RESERVE!!!
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