r/options
major changes coming to day trading rules
FINRA proposes scrapping the $25k PDT rule for an intraday margin system, potentially approved by March 2026.
- Eliminates the $25k minimum requirement, leveling the playing field for small retail traders.
- Replaces the arbitrary 4-trade limit with a more sensible intraday margin system under FINRA rule 4210.
so the whole pdt thing is finally getting overhauled. they're scrapping the entire system and moving to something called "intraday margin" under finra rule 4210.
the sec put out finra's proposal in january 9th, and it basically kills off that stupid $25k minimum requirement plus the whole "4 trades = pdt" nonsense that never made sense anyway.
public comments close february 4th, then they should approve it around 45 days after january 14th when it hit the federal register. so we're looking at march 2nd 2026 if everything goes smooth, unless they decide to drag it out longer.
been waiting for this change for years. the current rules just hurt small traders while big accounts get to do whatever they want.
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Dumbass repost bot doesn't realize this info is 5 months old lmao