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r/investingr/investing· u/bodobeers2· 10h ago 0

Mulling over inflation and how much it sucks

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Author built a financial dashboard to model inflation's compounding drag on returns and asks for better calculation methods.

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Just been working on a family financial dashboard and added an inflation toggle to it, and yep.... just pissed at how much inflation sucks.

It's kind of crazy the compounding hit it has just like compounding growth is awesome, compounding inflation impact is the opposite of awesome.

Curious what are actual inflation calculations other people are doing as I am assuming my newbish method probably can be improved.

But basically am doing the following.

Gathering full list of assets and toggling between generic assumed annual growth vs historical for each line item. So sliding 6-8% growth to see what that's like, then toggling to per-asset growth and seeing difference.

Then added ignore/consider inflation button, with slider from 0-5% and seeing how lame 3% impacts and it's depressing 😛

What are you folks doing to semi-accurately factor inflation?

Geeze and I haven't even gotten to baking in tax impact, that's going to suck more 😛

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