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Portfolio Allocation Recommendations - Late 20s
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User asks if a ChatGPT-generated index fund portfolio is too conservative for someone in their late 20s.
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Thoughts on these portfolio allocation recommendations from ChatGPT
Taxable - FSKAX 55%, FTIHX 20%, FSPGX 15%
Currently I have had a combination of this structure in mainly ETFs. I know from my research ETFs can be better in Taxable Accounts for portability and less likely to receive capital gain distributions.
HSA - FSKAX 62.5%, FSPGX 37.5%
Roth IRA - VT 100%
Too conservative for someone in their late 20s?
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