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r/investingr/investing· u/sombreboi· 4d ago 13

Buying Gold or holding onto Cash (Real estate/Gold portfolio)

Investor summaryNeutral

Author asks if overexposed to physical gold and should hold more cash instead, given real estate holdings and local market restrictions.

Bull points
  • Fiat currency is perceived as inferior to physical gold as a store of value.
  • Local regulatory issues make traditional financial markets less accessible.
Bear points
  • Risk of overexposure to a single asset class (gold) in the portfolio.
  • Need for liquidity and cash reserves for overall financial stability.
Post body

I live in a country where it's better for me to stay out of the "financial markets" due to many regulatory issues.

I own real estate \~120k

I've been buying physical Gold, I got 5 ounces so far \~20k at these prices.

I am trying not to keep more than 10k cash and i've been buying gold with surpluses.

My question is, will I at some point be overexposed to gold and I should consider holding onto more cash instead Or gold is always better than fiat ¿

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