What to buy?

I'm turning 65 the end of July. I'm still working and contributing to my 401k. But over the years of working at different jobs I have three small pensions that I have to do something with at 65. The three add up to 85K basically. I can take monthly payments around 600$ per month for ten (+/-) years or cash them out lump sum. I'm thinking cash them out and put them in my personal brokerage account and buy some stocks. Yes I have to pay taxes. Regardless. So AI stocks u think? Robotics? What would u do? Thanks