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r/investingr/investing· u/Smokedj23· 4d ago 237

Is a 401k that isn’t matched worth it??

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User asks if a 401(k) without employer match but with poor fund options is worth contributing to, given they already have a pension.

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Just a bit of context…. My company provides me with a pension so they don’t match the 401k, but do offer it. That being said the packages in their 401k look awful. So I’m just wondering if putting money in the 401k is even worth it.

Sorry if this question has been asked before. Thanks! 🙏

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