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r/investingr/investing· u/Bazsi201· 3d ago 42

Lost 70% on XRP. What would you do?

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A 25yo software engineer is down 70% on XRP and asks whether to hold, sell, or stop adding capital.

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I’m a 25-year-old male software engineer. Most of my investments are in ETFs and stocks, but I wanted to try crypto with a portion of my portfolio.

Unfortunately, I bought XRP close to the top and I’m currently down about 70% (~$6,000 loss).

I’m trying to be rational about it and not let emotions decide for me. The remaining money isn’t life-changing, but it’s still a significant amount.

If you were in my position, would you:

Hold and wait for the next crypto cycle?

Sell the remaining position and move the money back into ETFs/stocks?

Hold but stop adding any more capital?

Do something else?

I’m not looking for hopium, just honest opinions from people who have been through previous crypto cycles.

What would you do and why?

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