Hi Rate my portafolio 37 years young, come on!

Investor summaryNeutral

A 37-year-old investor shares their retirement and taxable portfolio allocations and asks for community feedback.

SMH VOO半导体

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ROTH IRA (retire in 23 years plus)

VT 60 %

GOLD 20 %

SMH 10 %

QQQM 10 %

Brokerage Individual taxable (plan to take it out in about 10 - 11 years)

VOO 60 %

VXUS 40%

SGOV (emergency fund)

new to this, any suggestions are welcome, be respectful!

Thank you!

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