Fixed Investment reality in different countries

Okay, so this is more a intent of sharing different realities than anything else. I'm into investiments for a while and I know why some countries have higher returns than others. However, only recently, after looking for investments in other countries for diversification, I have thought about how some investments are perceived in differente contries, almost culturally. Especially fixed income investment and even savings in bank accounts.

So, here is more context: I'm from Brazil, and here the interest rates are generally very high. Because of that, there is saying that goes "Brazil is the country of fixed income". Not only many people get satisfied by using only fixed income or even just the bank account savings, but also there is a lot of people that say it's better than investing in the stock market (in the sense of having higher returns).

I know the interest rates are lower in most countries, even more in the richer ones (usually), but I wanted to have a better grasp on how this is perceived in practice (and how different it is). Not only about the rates, but also other rules. Like, here in Brazil there is 3 main types of govermental bonds. The fixed-rate bonds, the inflation-indexed bonds and the floating-rate bonds. It seems in US the most common is the fixed-rate, and the floating-rate seems like a new thing, right? How things are in your country? Can be any country.